Henry Caldwell

Pet insurance may seem like a smart investment—and in many cases, it is. Not all policies offer the support you need during emergencies. This is true even with attractive premiums and shiny branding. Unclear terms and misleading cover options can lead to denied claims. This may cause high out-of-pocket costs. When picking pet insurance, know Read More

It’s a familiar scene for many of us. Your dog suddenly starts limping, or your cat refuses food for a day too long. Off to the vet you go, bracing yourself for both the diagnosis and the bill. Pet insurance, once seen as a luxury or even an afterthought, has become a lifeline for many Read More

You’ve done your homework. You’ve chosen a pet insurance plan that suits your budget. Now, you can breathe easier knowing your furry friend is covered. But then an unexpected illness strikes, and your claim is rejected. The reason? A clause buried deep in the policy’s fine print. Sound familiar? A key part of pet insurance Read More

You’ve finally decided to insure your beloved pet — congratulations! It’s a smart move, offering peace of mind when unexpected vet bills creep up. But as you fill out the form, you stumble across a tricky section: pre-existing conditions. Suddenly, things feel more complicated. If you’ve ever wondered how your pet’s past affects their future Read More

Imagine this. You’ve just come home from work, greeted by your excitable Labrador, Charlie. He seems perfectly fine. Tail wagging, eyes bright. Small changes in his behaviour can show problems. For example, less activity, sleep problems, and an irregular heart rate show something is wrong. Your pet insurance app pings you: “We’ve found signs of Read More

Imagine this: you’ve just paid a hefty vet bill after your dog injured their leg at the park. Thankfully, you’ve got pet insurance. You file your claim, expecting a smooth payout, only to get a frustrating email saying, “Claim Denied.” It’s a situation no pet owner wants to face, but unfortunately, denied pet insurance claims Read More